Thursday 14 July 2011

FOUR SIMPLE STEPS TO ERADICATING FINANCIAL HARDSHIP

Money, they say, answers all things.
You need money to pay your bills; you need money to pay your children’s school fees; you need money for your food, clothing and shelter, and of course, you need money to pay your medical bill.
Where money is lacking, poverty is not far from sight.
Unfortunately, this has been what we experience daily despite the fact that Nigeria is not a poor nation. A country that is blessed with such magnitude of unrivalled natural, human and material resources cannot be said to be a poor nation. Nevertheless, we are listed among the poorest nation in spite of our abundant resources. We mismanaged and embezzled our resources and that is the reason for our poor standard of living, so we are told times without number.
However, it is not enough to keep blaming one another. Blaming will not solve our problem. Only a collective and individual effort aimed at eradicating financial hardship will solve the problem of poverty in Nigeria.
In this article, we shall be deliberating on individual effort towards eradicating financial hardship, simply because, as a motivational writer, I strongly believe that the solution to national problem begins not with the leaders but the led. That is the gospel truth! Harry Fosdick said: “We cannot restore integrity and morality to our society until each of us – singly and individually takes responsibility for our actions.” The government cannot make everybody rich. Even US, one of the most prosperous nations on earth, cannot make all its citizens rich.
For this reason, financial prosperity should be a personal issue which every Dick, Tom and Harry must pursue vigorously and achieve.
The question now is: how do you go about achieving financial prosperity?
Below are four simple steps you can take to overcome financial hardship –
1. Have a Reliable Source of Income
As the lawyers would say, you cannot build on nothing. You cannot eradicate financial hardship in the absence of a reliable source of income. I am not unaware of the unemployment problem in the country, but the fact is, to every problem, there is a corresponding solution. That is what I teach in my Conquering Series. You are not created to complain but to conquer. You are not created to surrender but to solve.
So, if you cannot get a job, look for the solution to the joblessness. The solution to unemployment is simple: if you cannot get a job, employ yourself. Why wait endlessly for a job that may not be forthcoming? But, even as you wait, you need not fold your arms and do nothing. A little folding of arms attracts poverty.
To attract prosperity, therefore, you must find something legitimate to do. “Whatever thy hand findeth to do, do it with thy might.” This is the number one step to take to overcome financial hardship. Find something to do. Employ yourself. There are many businesses you can start with little or no capital and yet make huge constant income. For comprehensive detail about lucrative businesses you can start with little or no capital, you can visit our website: www.enemaku.com or you can email us. Our email address is sun4luv5@yahoo.com or conqueror.adaji30@gmail.com
2. Create Multiple Streams of Income
In some professions, practitioners are not permitted to engage in all kinds of businesses or professions. They are restricted to only a few businesses. But in reality, practitioners violate these rules of professional ethics simply because the idea of having only one or few source of income does not solve their financial problem. They, therefore, observe such rules in breach rather than in compliance. The fact is: one source of income can never be enough, no matter the size of the income. Go and ask the billionaires of our generation. Our wants are insatiable. And since our wants are insatiable, we must create multiple streams of income to meet as many of these needs as possible.
So, whether you are already an income earner or you are unemployed, creation of multiple streams of income is essential for your financial prosperity. For ideas on multiples streams of income, visit our website: www.enemaku.com or email us. Our email is: sun4luv5@yahoo.com, or conqueror.adaji30@gmail.com
3. Learn the Rope
“If a man does a better job than his neighbour, the world will make a beaten path to his door even though he lives in the woods.”
What will distinguish you in your business, profession or occupation is the extent of knowledge, skill and diligence you exhibit practically. What you know that others don’t know is what will give you an edge (financial or otherwise) over them.
Whatever profession you are in or that you want enter into, you must be ready to learn the rope. Learning the rope implies that you understand the nitty gritty of the business or profession. It also implies that you be thoroughly trained, tried and tested. Don’t be a half-backed professional and don’t go into a business without arming yourself with a thorough knowledge of how the business is operated. Read books, attend seminars. Go for training. Acquire practical skills. These are the things that will catapult you to limelight. What is what doing is what doing well. If you are in a profession where advertisement of one’s services is restricted what will make you shine like the stars in the firmament is knowledge, is skill, is diligence, is performance.
Your aspiration should be to acquire the knowledge, the skill, and experience that will make you excel in your field of endeavour. Aspire to be the best in your business or profession. Aspire to be an authority in your field. In your locality, town, state or country, let people know you for the quality product or service you render. When you have reached the stage where people start trooping to you for the quality product or service you render, your financial worries are over.
4. Market Your Knowledge
Wherever you are, whatever you do and regardless of your educational qualification, there is something you know that others don’t know. You may not value that knowledge or skill of yours. It doesn’t matter. But what matters is that there are thousands of people who do not know what you know, but who value what you know. These people are looking for you to impart that knowledge or skill of yours to them.
More importantly, they are willing to pay you handsomely for it. You can change your fortune by deciding to market your knowledge and skill to people. Don’t die with your knowledge inside of you. Whether it is academic knowledge, practical skill, business experience, writing skill, music skill, singing, farming, motivation skill, counselling skill, you can market it and make a fortune from it.
If you are not moved to market your knowledge and skill, it is probably because you don’t value what you know. Until you value what you know, you will not see any need to market it. You need to value what you know. There are many people who don’t know as much as you know, but who have become rich by marketing the little knowledge that they know.
The starting-point to fame and fortune is the marketing of your knowledge and skill, no matter how little it is.
There are many ways you can market your knowledge and skill. For details, you can grab a copy of my eBook titled: 7 Ways to Market Your Knowledge and Skill.

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